It takes courage to look wrong early and be right in the long run™

PFC WEALTH SOLUTIONS™ TEAM

Laura Riddoch

PFC Team Member | Referral Source

Referral Relationship and Compensation Disclosure

Laura Riddoch has a written referral arrangement with Axcess Capital Advisors Inc. No referral fee is paid for viewing this page, selecting “Meet Laura,” or subscribing to or reading The Merrick Spitters Reset Report™. If you later choose to engage Adrian C. Spitters or Peter J. Merrick for professional services and the introduction results in an eligible Axcess referral, Laura Riddoch may receive referral compensation in her personal capacity.

View the complete Referral Relationship and Compensation Disclosure.

A trusted introduction.
A coordinated relationship.

Laura Riddoch is a member of the PFC Wealth Solutions™ team and currently participates as a referral source. She works closely with Adrian C. Spitters, CFP®, FCSI®, CEA, helping people begin the conversation, organize the questions that matter and connect with the appropriate professional when further guidance is needed.

Laura brings experience in financial administration, compliance and operational processes, along with a relationship-first approach to her work. She values careful preparation, clear communication and dependable follow-through, especially when a financial decision touches several parts of a family’s life at once.

How Laura Works With Adrian

Laura works in collaboration with Adrian and is learning from the experience and Asset Security discipline he has developed since entering the financial profession in 1987. She does not attempt to reproduce his role. She helps people clarify what has changed, what they are trying to accomplish and which questions should be placed with Adrian or another qualified professional.

When Adrian’s broader experience in financial planning, investments, insurance, risk management or professional coordination is relevant, Laura introduces or refers the individual to him. She remains a point of continuity so the purpose of the introduction and the priorities already identified are not lost as the relationship moves forward.

The objective is not to replace accountants, lawyers, portfolio managers or other professionals someone already trusts. It is to place each question with the appropriate person and keep the work connected to the same family priorities.

What Laura Brings to the Relationship

Careful listening before an introduction is made.
Clear organization of the issue, timing and family priorities.
A thoughtful connection to Adrian or another appropriate professional.
Dependable follow-through after the introduction.
Ongoing access to the educational work of The Merrick Spitters Reset Report™.

An Education-First Approach

Laura’s approach is informed by The Merrick Spitters Asset Security Framework™ and by the research published through The Merrick Spitters Reset Report™. The framework examines wealth through four practical tests: Control, Access, Independence and Continuity. It organizes responsibilities through The Five Pillars of Asset Security™.

The Reset Report is the educational publication through which Laura shares these ideas. Readers who subscribe through Laura receive the complimentary digital edition of It Starts With Gold™ and the ten-email welcome series directly from The Merrick Spitters Reset Report™.

Receive the Reset Report Through Laura

Begin with the research. Laura’s dedicated opt-in page provides immediate access to It Starts With Gold™ and enrolment in The Merrick Spitters Reset Report™ welcome series and Weekly Editorial.

Receive It Starts With Gold™ Through Laura

Performance Financial Consultants Ltd., operating as PFC Wealth Solutions™, provides financial planning and insurance advice through appropriately licensed individuals. This profile introduces Laura Riddoch in her current public role. It does not offer securities advice.
© 2026 Performance Financial Consultants Ltd. All rights reserved.

PFC Wealth Solutions™

Financial Planning and Insurance Advice

Adrian C. Spitters is a licensed insurance agent and President of Performance Financial Consultants Ltd., the licensed insurance agency through which his insurance business is conducted. PFC Wealth Solutions™ is a trade name of Performance Financial Consultants Ltd.

Information on this website is general and does not constitute financial, investment, insurance, legal or tax advice, or an offer or solicitation.

Insurance Advice

Insurance Processing

Insurance business is submitted and processed through MAX Financial Ltd. and applicable insurers.

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Investment & Portfolio Relationships

Securities Advice
Adrian C. Spitters provides securities advice in his separate capacity as a Dealing Representative of Axcess Capital Advisors Inc. Any discretionary portfolio-management services are provided by independent portfolio managers under separate agreements.

Relationship Disclosure Information

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