It takes courage to look wrong early and be right in the long run™

Jatinder Kaur Grewal, PFC team member and real estate professional.

PFC WEALTH SOLUTIONS™ TEAM

Jatinder Kaur Grewal

Real Estate Professional | Team GRC | eXp Realty of Canada, Inc.

Jatinder is introducing you to educational material published by The Merrick Spitters Reset Report™. The report, welcome emails and Weekly Editorial are written and sent by Adrian Spitters and the Reset Report team, not by Jatinder or Team GRC. Her real-estate services are provided separately through eXp Realty of Canada, Inc.

Read the Regulatory, Relationship and Editorial Disclosure

Referral Relationship and Compensation Disclosure

Jatinder Kaur Grewal has a written referral arrangement with Axcess Capital Advisors Inc. No referral fee is paid for viewing this page, selecting “Meet Jatinder,” or subscribing to or reading The Merrick Spitters Reset Report™. If you later choose to engage Adrian C. Spitters or Peter J. Merrick for professional services and the introduction results in an eligible Axcess referral, Jatinder Kaur Grewal may receive referral compensation in her personal capacity.

View the complete Referral Relationship and Compensation Disclosure.

A trusted relationship. Clear property context. A coordinated path forward.

Jatinder Kaur Grewal works with families, property owners and investors who want a thoughtful first conversation before making an important real estate decision. Through her separate licensed real estate practice, she helps clients understand the property, the market evidence, the timing and the practical issues that can affect the next step.

Jatinder’s role in this PFC profile is to introduce people to Adrian C. Spitters, CFP®, FCSI®, CEA, for a separate financial-planning conversation when appropriate. Her real-estate services remain with Team GRC and eXp Realty of Canada, Inc. Readers may also choose to subscribe to educational material from The Merrick Spitters Reset Report™.

How Jatinder Works With Clients


Jatinder begins by listening carefully to what has changed, what the client is trying to accomplish and what information is still missing. She helps separate the property question from assumptions about peak value, broad averages or what the owner originally invested.

Her real estate work focuses on the facts that can influence an actual transaction, including comparable properties, active competition, condition, location, timing, tenancy, disclosure, buyer confidence and the terms that may matter alongside price.

When the decision extends beyond real estate, Jatinder connects the client with Adrian through a separate PFC conversation. The purpose is not to make one person responsible for every answer. It is to coordinate the right professionals around the same priorities.

What Jatinder Brings to the Relationship

  • A relationship-first conversation grounded in the client’s priorities.

  • Careful organization of the property evidence, timing and decision points.

  • Clear separation between the real estate transaction and broader financial advice.

  • A direct route to Adrian when the property decision affects the wider plan.

  • Ongoing access to the educational work of The Merrick Spitters Reset Report™.

Separate Real Estate Capacity

Jatinder’s real estate services are provided exclusively through eXp Realty of Canada, Inc., under a separate brokerage relationship, engagement and disclosure process. PFC Wealth Solutions™ and Axcess Capital Advisors Inc. do not provide real estate brokerage services.

An Education-First Approach


Jatinder’s approach is informed by The Merrick Spitters Asset Security Framework™, which examines wealth through Control, Access, Independence and Continuity. The Five Pillars of Asset Security™ provide a practical way to connect one property decision to the responsibilities surrounding the family’s wider wealth.

Readers who subscribe through Jatinder receive The Real Estate Wealth Illusion™, a ten-email welcome series written and sent by Adrian Spitters and the Reset Report team, and ongoing Weekly Editorial research. It Starts With Gold™ is available as a secondary complimentary digital download.

Receive the Reset Report Through Jatinder

Begin with The Real Estate Wealth Illusion™, a complimentary educational report for property owners considering whether to hold, improve or sell. Subscribe through Jatinder’s dedicated page to receive the report, the ten-email welcome series and the Weekly Editorial from Adrian Spitters and the Reset Report team.

Performance Financial Consultants Ltd., operating as PFC Wealth Solutions™, provides financial planning and insurance advice through appropriately licensed individuals. This profile introduces Jatinder Kaur Grewal in her current public role. It does not offer securities advice.
© 2026 Performance Financial Consultants Ltd. All rights reserved.

PFC Wealth Solutions™

Financial Planning and Insurance Advice

Adrian C. Spitters is a licensed insurance agent and President of Performance Financial Consultants Ltd., the licensed insurance agency through which his insurance business is conducted. PFC Wealth Solutions™ is a trade name of Performance Financial Consultants Ltd.

Information on this website is general and does not constitute financial, investment, insurance, legal or tax advice, or an offer or solicitation.

Insurance Advice

Insurance Processing

Insurance business is submitted and processed through MAX Financial Ltd. and applicable insurers.

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Investment & Portfolio Relationships

Securities Advice
Adrian C. Spitters provides securities advice in his separate capacity as a Dealing Representative of Axcess Capital Advisors Inc. Any discretionary portfolio-management services are provided by independent portfolio managers under separate agreements.

Relationship Disclosure Information

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Referral Relationship

Precious Metals Referrals

Direct precious-metals introductions may be made to New World Precious Metals under a separately disclosed referral arrangement.

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© 2026 Performance Financial Consultants Ltd. All rights reserved.